Bill Pay
My choice, control & freedom
- Never miss a payment
- Flexibility that suits you
- The most effortless and secure way to pay your bills
- Perfect for utility bills, invoice payments of variable amounts, subscriptions and fees
The problem
8.5M
people in the UK are unable to
pay off debts or household bills
45%
of UK bill payers don’t use Direct
Debit to pay their utility bills
15-20%
per transaction for every
failed Direct Debit
47%
of landlords have had tenants
who failed to pay rent on time
How it works?
Bill Pay provides all the flexibility and freedom to make your bill payments. You can choose how to pay, when to pay or pay in full or in parts.
Bill Pay is built using new Request to Pay service from Pay.UK (orgnisation which manages key national payment schemse such as Faster Payments and Bacs).
You can make one off payment directly from your bank account, or setup realtime recurring payment (only Starling Bank supported), or setup a Direct Debit.
Pay from my bank
No lengthy forms to fill. No payment card details. Pay directly from your bank account online or on mobile.
Variable Recurring Payment
Setup an ongoing mandate to pull money from your bank account in realtime.
Request to Pay
A new way for billers to discuss payment with their customers, providing greater control, clarity and flexibility.
Direct Debit
Simpler way to setup and accept Direct Debit.
Use cases 👾
Any company big or small that offers a product or service that their clients pay for on a subscription basis.
Utilities, communications, entertainment, loans, mortgage, rent, council tax, …
Benefits for your customers
Quick, one-time set up
Customers complete a simple form online, giving you authorisation to request payments from them.
Provides notification and data
Provides advance notification and historical behavioral data to a business to plan cash flow effectively and efficiently.
Reducing the cost
Reducing the cost of nonpayment issues, failed Direct Debits, solicitors, courts and bailiffs.
Flexible payments
Your customer can request change or make individual payments if they need to.
How to get it?
Do you serve end customers?
Designed for business of any size, small, medium or large corporate. We put you in control of your finances, whether you are collecting payments from your customers or paying out to your suppliers.
Are you a intermediary?
We are part of a broad ecosystem. We work with a range of partners to improve and maintain the financial wellbeing of businesses and consumers across the UK. Partner with us to gain access to this revolutionary payment system and make it available to your clients.
When we say we offer only cardless payments then the first reaction is
“Elon would welcome you! 🖖👽”
Ready to get started?
reflow.zone: © 2019 Reflow Zone Limited. All rights reserved. Reflow, the Reflow logo, and the Diamond Design are the trademarks of Reflow Zone Limited, a company registered in England and Wales (No. 11235853), register office is at 86-90 Paul Street, London EC2A 4NE. Reflow Zone Limited is authorized and regulated by the Financial Conduct Authority reference number 811078.
Payments
Pay From My Bank
Bill Pay
Pay Later
Insights
Data Aggregation
Account Verification
Transaction Categorisation
Spending Analysis
Cash flow Analysis
Solutions
Retail
Financial Services
Accounting Services
Charities
Travel
View all >
Developers
Technology
Open Banking
API Documentation
Demo Application
Status
Bank API Monitoring
Contact
hello@reflow.zone
Payments Insights Use cases Solutions Developers About us
Bill Pay
My choice, control & freedom
- Never miss a payment
- Flexibility that suits you
- The most effortless and secure way to pay your bills
- Perfect for utility bills, invoice payments of variable amounts, subscriptions and fees
The problem
8.5M
people in the UK are unable to
pay off debts or household bills
45%
of UK bill payers don’t use Direct Debit to pay their utility bills
15-20%
per transaction for every
failed Direct Debit
47%
of landlords have had tenants
who failed to pay rent on time
How it works?
Bill Pay provides all the flexibility and freedom to make your bill payments. You can choose how to pay, when to pay or pay in full or in parts.
Bill Pay is built using new Request to Pay service from Pay.UK (orgnisation which manages key national payment schemse such as Faster Payments and Bacs).
You can make one off payment directly from your bank account, or setup realtime recurring payment (only Starling Bank supported), or setup a Direct Debit.
Pay from my bank
No lengthy forms to fill. No payment card details. Pay directly from your bank account online or on mobile.
Variable Recurring Payment
Setup an ongoing mandate to pull money from your bank account in realtime.
Request to Pay
A new way for billers to discuss payment with their customers, providing greater control, clarity and flexibility.
Direct Debit
Simpler way to setup and accept Direct Debit.
Use cases 👾
Any company big or small that offers a product or service that their clients pay for on a subscription basis.
Utilities, communications, entertainment, loans, mortgage, rent, council tax, …
Benefits for your customers
Quick, one-time set up
Customers complete a simple form online, giving you authorisation to request payments from them.
Provides notification and data
Provides advance notification and historical behavioral data to a business to plan cash flow effectively and efficiently.
Reducing the cost
Reducing the cost of nonpayment issues, failed Direct Debits, solicitors, courts and bailiffs.
Flexible payments
Your customer can request change or make individual payments if they need to.
How to get it?
Do you serve end customers?
Designed for business of any size, small, medium or large corporate. We put you in control of your finances, whether you are collecting payments from your customers or paying out to your suppliers.
Are you a intermediary?
We are part of a broad ecosystem. We work with a range of partners to improve and maintain the financial wellbeing of businesses and consumers across the UK. Partner with us to gain access to this revolutionary payment system and make it available to your clients.
When we say we offer only cardless payments then the first reaction is
Get in touch 🖖👽
reflow.zone: © 2019 Reflow Zone Limited. All rights reserved. Reflow, the Reflow logo, and the Diamond Design are the trademarks of Reflow Zone Limited, a company registered in England and Wales (No. 11235853), register office is at 86-90 Paul Street, London EC2A 4NE. Reflow Zone Limited is authorized and regulated by the Financial Conduct Authority reference number 811078.
Payments
Pay From My Bank
Bill Pay
Pay Later
Insights
Data Aggregation
Account Verification
Transaction Categorisation
Spending Analysis
Cash flow Analysis
Solutions
Retail
Financial Services
Accounting Services
Charities
Travel
View all >
Developers
Technology
Open Banking
API Documentation
Demo Application
Status
Bank API Monitoring
About us
Company
Careers
Partners
Contact
hello@reflow.zone
1-15 Clere St,
London EC2A 4UY